Are you someone who gets up early in the morning. Check out all the market news, set up trades and spend a lot of time in front of the screen looking at the charts till the market ends. Then go to Youtube again spend hours learning the market and at the end of the year make a CARG return which even could not bet the indices.
Or someone who invest in Mutual Funds and is confused about there constant changing charges/TER.
If you are one of the above, Type Yes In Comments Below.
It's time to be Stressfree. All you need is Zerodha account: Link to Open New Account
Smallcase Investing
As a Zerodha account holder, you get access to their various investment products. One of my personal favourites is SMALLCASE.
What is Smallcase?
Smallcase is modern investment product that helps you build a diversified, low-cost & long-term portfolio. Smallcase is created based on different themes such as:
How is Smallcase different from Active Equity Investment or Mutual Funds?
Smallcase has the benefit of both active equity investment and mutual funds but, eliminate its stress.
- It directly investment in equity and rebalance it after a certain time duration like monthly, quarterly, annually, etc based on portfolio selected.
- So, you don't have to worry about doing research about the companies and tracking them the whole day.
- Also, investment is directly into equity so no confusion of constantly changing TER like mutual funds.
How to Select Best Smallcase?
Every smallcase has an Overview with Why should you invest in this smallcase? reading this is very important as it should match your investment ideology. In my previous post, Go for Dividend Mutual Funds over Growth Mutual Funds I have already discussed the importance of Dividend in investing.
"A stock dividend is something tangible - it's not an earnings projection; it's something solid, in hand. A stock dividend is a true return on the investment. Everything else is hope and speculation." -Richard Russell
Unlike the Mutual Fund Dividend, dividends from Smallcase are taxfree (up to threshold limit under equity) increasing your passive income.
You can also check out Stocks & Weights, News and Past Performance against Nifty via Lumpsum and SIP route.
Conclusion
When it comes to investment, everyone is different. Some expect dividends, some look for growth. Some invest for the short term, some for a very long term. So, similar to Direct Equity or Mutual Fund, you need to choose the right smallcase of yourself.
Below are a few of the high CAGR return smallcase and the first one with a small green ticketed briefcase "Magic Formula" is where I have invested from quite some time now. Choose the best which suits you.
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